Turn any credit report into a borrower-ready roadmap in minutes.
Drop in a tri-merge credit PDF. Our AI extracts every tradeline, scores the risk, and synthesizes a branded multi-page improvement plan you can hand straight to your borrower.
From PDF in to roadmap out — three steps.
No new workflow, no integrations. Drop in the credit report you already pull and ship a branded plan to your borrower the same day.
Upload the credit report
Drop in a tri-merge PDF from any standard bureau. Our parser extracts FICOs, tradelines, balances, lates, and derogatories in seconds.
Pick a loan program
Choose FHA, Conventional, VA, USDA, DSCR, or Non-QM Bank Statement. Thresholds, language, and underwriting flags adapt automatically.
Pay $19 and download
Receive a polished 5-page roadmap with your logo and LO contact baked in — ready to email straight to your borrower.
A 5-page borrower handoff that actually moves loans forward.
Designed with mortgage processors, written for borrowers, formatted for compliance. Every report is tailored to the loan program you select.
Everything you need to move a denied loan forward.
Each section is calibrated by program type — FHA thresholds aren't DSCR thresholds, and the language adapts.
What's hurting the score
Severity-tagged issues — Critical, High, Moderate — with specific tradeline references.
Phased action plan
Four phases from week 1 through month 6 — concrete steps, not generic advice.
Utilization payoff table
Exact dollar amounts to pay per card to hit the next utilization tier.
Projected score timeline
Day 14, 30, 60, 120, and 6–12 month checkpoints with realistic projections.
Underwriting flags
DTI signals, late-payment seasoning, BK windows, joint-account considerations.
Complete tradeline detail
Every account with status, balance, limit, last-late date, and remediation note.
Numbered next steps
A clear "do this first" list the borrower can act on without follow-up calls.
Your branding baked in
Company name, logo, primary color, LO name, NMLS, phone, email — every page.
Three principles. Every report. Every borrower.
The tagline isn't marketing copy — it's the spec sheet.
Sub-90-second turnaround.
Upload, parse, generate, download. Stop spending Friday afternoons on roadmap PDFs.
Mortgage-trained AI.
Built by mortgage processors. Knows the difference between a 60-day late and a charge-off seasoning window.
FCRA-aware language.
No promises, no scripts that violate the FCRA. Defensible language an audit can sit through.
One simple price. Pay only when you generate.
No subscription. No seats. No minimums. Make a free account, generate as you need, get charged $19 at the moment of download.
Pay at the moment of generation. Free to sign up, free to upload and preview the extract — only billed when you click download.
- Unlimited free uploads & extract previews
- Branded 5-page PDF (logo, color, LO contact)
- All loan programs — FHA, Conv, VA, USDA, DSCR, Non-QM
- Stored in your dashboard for 12 months
- No subscription, no seats, no caps
For mortgage teams
Run high volume? We'll set you up with a team account, shared branding, and consolidated billing.
Contact salesYour data stays yours
Encrypted at rest. Private storage buckets. Roadmaps signed-URL only. Delete anytime from your dashboard.
Common questions, answered.
Anything else? Email hello@lendflowpro.com — we usually reply same-day.
What credit reports do you support?
Is the language compliant for borrower-facing use?
How long does a roadmap take to generate?
Can I customize the branding?
Do you store the credit report?
Is this a credit repair service?
Ready to ship your first borrower roadmap?
Sign up in 60 seconds. Upload a credit PDF. Generate a polished, branded plan you can email straight to the borrower.